| Name | Relationship | Address | Signature | Signature date | CIK | 
|---|---|---|---|---|---|
| Eberly Paul E. | EVP/Chief Lending Officer | C/O F&M BANK, 205 SOUTH MAIN STREET, TIMBERVILLE | /s/ Candy F. Barkley, Attorney-in-Fact | 2025-08-13 | 0001851105 | 
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes | 
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | fmbm | Common Stock | Sale | -$57.7K | -2.51K | -23.92% | $23.00 | 7.98K | Aug 7, 2025 | Direct |