Shellie Creson - 01 Jan 2026 Form 4 Insider Report for Pinnacle Financial Partners, Inc.

Role: Chief Risk Officer
Signature: /s/ Mary Maurice Young
Issuer symbol: PNFP, PNFP-PA, PNFP-PB, PNFP-PC on NYSE
Transactions as of: 01 Jan 2026
Net transactions value: -$742,576
Form type: 4
Filing time: 05 Jan 2026, 17:43:05 UTC
Previous filing: 06 Aug 2025
Next filing: 16 Jan 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Creson Shellie	Chief Risk Officer	3400 OVERTON PARK DR SE, ATLANTA	/s/ Mary Maurice Young	05 Jan 2026	0001937757

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
transaction	PNFP	Common Stock	Award		+32,496			32,496	01 Jan 2026	Direct	F1, F2
transaction	PNFP	Common Stock	Tax liability	$742,576	-7,783	-24%	$95.41	24,713	01 Jan 2026	Direct	F3

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	PNFP	Restricted Stock Units	Award	$0	+2,115		$0.000000	2,115	01 Jan 2026	Common Stock	2,115		Direct	F4

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	On 11:59 p.m. ET on January 1, 2026 (the "Effective Time"), in accordance with the completion of the transactions contemplated by the Agreement and Plan of Merger (the "Merger Agreement"), dated as of July 24, 2025, by and among Synovus Financial Corp. ("Synovus"), a Georgia corporation, Pinnacle Financial Partners, Inc., a Tennessee corporation, and Pinnacle Financial Partners, Inc. (f/k/a Steel Newco Inc.), a Georgia corporation ("New Pinnacle"), and subject to the terms and upon the conditions set forth in the Merger Agreement, each share of common stock of Synovus, $1.00 par value per share ("Synovus Common Stock"), was converted into 0.5237 shares (the "Synovus Exchange Ratio") of common stock of New Pinnacle, $1.00 par value per share ("New Pinnacle Common Stock").
F2	At the Effective Time, each performance stock unit ("PSU") of Synovus was converted into the right to receive a number of shares of New Pinnacle Common Stock equal to the number of shares of Synovus Common Stock subject to such PSU (based on maximum performance) immediately prior to the Effective Time multiplied by the Synovus Exchange Ratio.
F3	These shares were withheld upon the vesting of performance stock units to pay tax withholding obligations.
F4	At the Effective Time, each outstanding restricted stock unit ("RSU") in respect of Synovus Common Stock (each, a "Synovus RSU Award") was assumed by New Pinnacle, with each assumed Synovus RSU Award relating solely to a number of shares of New Pinnacle Common Stock determined by multiplying the number of shares of Synovus Common Stock underlying each assumed Synovus RSU Award immediately prior to the Effective Time by the Synovus Exchange Ratio. Each assumed Synovus RSU Award is subject to the same terms and conditions, including vesting schedule, as each underlying RSU.