| Name | Relationship | Address | Signature | Signature date | CIK |
|---|---|---|---|---|---|
| Kasanoff Howard L. | GEVP Chief Credit Officer | 111 WEST HOUSTON STREET, SAN ANTONIO | s/ Howard L. Kasanoff, by Kirsten Irwin under POA | 2025-10-30 | 0001960954 |
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Underlying Class | Amount | Exercise Price | Ownership | Footnotes |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | CFR | Restricted Stock Units | Award | $0 | +2.74K | $0.00 | 2.74K | Oct 28, 2025 | Common Stock, $0.01 par value | 2.74K | Direct | F1, F2 |
| Id | Content |
|---|---|
| F1 | Each restricted stock unit represents the right to receive one share of Cullen/Frost common stock. |
| F2 | Cliff vests three years from the date of grant. |