| Name | Relationship | Address | Signature | Signature date | CIK | 
|---|---|---|---|---|---|
| Houff Neil A. | Director | C/O F&M BANK, 205 SOUTH MAIN STREET, TIMBERVILLE | /s/ Candy F. Barkley, Attorney-in-Fact | 2025-09-18 | 0002042741 | 
| Type | Sym | Class | Transaction | Value $ | Shares | Change % | * Price $ | Shares After | Date | Ownership | Footnotes | 
|---|---|---|---|---|---|---|---|---|---|---|---|
| transaction | fmbm | Common Stock | Purchase | $6.17K | +238 | +18.24% | $25.92 | 1.54K | Sep 18, 2025 | Direct | F1 | 
| Id | Content | 
|---|---|
| F1 | Shares acquired from the issuer with proceeds of a quarterly retainer. |