Anne Mary Giviskos - Oct 29, 2025 Form 3 Insider Report for Navan, Inc. (NAVN)

Role: Chief Accounting Officer
Signature: /s/ Howard Baik, Attorney-in-Fact
Stock symbol: NAVN
Transactions as of: Oct 29, 2025
Transactions value $: $0
Form type: 3
Date filed: 10/29/2025, 09:36 PM
Next filing: Oct 31, 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Giviskos Anne Mary	Chief Accounting Officer	C/O NAVAN, INC., 3045 PARK BOULEVARD, PALO ALTO	/s/ Howard Baik, Attorney-in-Fact	2025-10-29	0002094424

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	NAVN	Class A Common Stock						120K	Oct 29, 2025	Direct	F1

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	NAVN	Stock Option (Right to Buy)							Oct 29, 2025	Class A Common Stock	53.1K	$23.31	Direct	F2

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents restricted stock units ("RSUs"), each of which represents a contingent right to receive one share of Issuer's Class A Common Stock. The RSUs are subject to a time-based service condition and a performance-based condition, both of which must be satisfied to vest. The time-based service condition will be satisfied with respect to 25% of the total number of such RSUs on the first anniversary of the vesting commencement date, and an additional 1/16th of the total number of such RSUs every quarter thereafter, subject to Reporting Person's continued service through each applicable vesting date. The performance-based condition was satisfied upon a liquidity event which occurred upon the effectiveness of Issuer's registration statement on Form S-1 in connection with Issuer's initial public offering of Class A Common Stock.
F2	The shares subject to the stock option vests with respect to 25% of the shares subject to the stock option on the first anniversary of the vesting commencement date, and the remaining 75% of the shares subject to the stock option vests in equal monthly installments over the following three years, subject to Reporting Person's continued service through each applicable vesting date.

Content

Represents restricted stock units ("RSUs"), each of which represents a contingent right to receive one share of Issuer's Class A Common Stock. The RSUs are subject to a time-based service condition and a performance-based condition, both of which must be satisfied to vest. The time-based service condition will be satisfied with respect to 25% of the total number of such RSUs on the first anniversary of the vesting commencement date, and an additional 1/16th of the total number of such RSUs every quarter thereafter, subject to Reporting Person's continued service through each applicable vesting date. The performance-based condition was satisfied upon a liquidity event which occurred upon the effectiveness of Issuer's registration statement on Form S-1 in connection with Issuer's initial public offering of Class A Common Stock.

The shares subject to the stock option vests with respect to 25% of the shares subject to the stock option on the first anniversary of the vesting commencement date, and the remaining 75% of the shares subject to the stock option vests in equal monthly installments over the following three years, subject to Reporting Person's continued service through each applicable vesting date.