Pathfinder Bank Employee Stock Ownership Plan Trust - 31 Dec 2024 SCHEDULE 13G Report for Pathfinder Bancorp, Inc. MD Common Stock, par value $0.01 per share (PBHC)

Filing Manager: Pathfinder Bank Employee Stock Ownership Plan Trust
Reporting Manager: Pathfinder Bank Employee Stock Ownership Plan Trust
Security: Pathfinder Bancorp, Inc. MD Common Stock, par value $0.01 per share
Symbol: PBHC
Shares outstanding: 6,154,339 shares
Disclosed Ownership: 344,643 shares
Ownership: 5.6%
Form type: SCHEDULE 13G
Filing time: 14 Feb 2025, 12:40:50 UTC
Date of event: 31 Dec 2024
SEC: View on sec.gov

Reporting Managers (1)

Name	Ownership	Shares Owned	sole voting power	shared voting power	Signature	Title	CIK
Pathfinder Bank Employee Stock Ownership Plan Trust	5.6%	344,643	0	344,643	/s/ Paula Edmonds	Paula Edmonds, SVP, Pentegra Trust Company, as Trustee