Vishal Garg - 22 Dec 2025 SCHEDULE 13D/A Report for Better Home & Finance Holding Company Class A common stock, par value $0.0001 per share (BETR)

Filing Manager: Vishal Garg
Reporting Manager: Vishal Garg
Security: Better Home & Finance Holding Company Class A common stock, par value $0.0001 per share
Symbol: BETR
Shares outstanding: 12,047,619 shares
Disclosed Ownership: 1,927,619 shares
Ownership: 16%
Form type: SCHEDULE 13D/A
Filing time: 29 Dec 2025, 17:18:39 UTC
Date of event: 22 Dec 2025
SEC: View on sec.gov

Reporting Managers (4)

Name	Ownership	Shares Owned	sole voting power	Signature	Title	CIK
Vishal Garg	16%	1,927,619	1,927,619	/s/ Vishal Garg	Vishal Garg	0001297602
1/0 Real Estate, LLC	1.3%	130,455	130,455	/s/ Vishal Garg	Vishal Garg/Authorized Signatory
1/0 Real Estate, LLC	1.3%	130,455	130,455	/s/ Vishal Garg	Vishal Garg/Authorized Signatory
The 718 4Ever Trust I	4.4%	465,517	465,517	/s/ Vishal Garg	Vishal Garg/Authorized Signatory