REPUBLIC BANCORP INC /KY/ financial data

Symbol
RBCAA on Nasdaq
Location
Louisville, KY
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 569% % -6.4%
Return On Equity 12% % 13%
Return On Assets 2% % 20%

Shares

Label TTM Value / Value Unit Change %
Entity Public Float $447,846,067 USD 23%
Common Stock, Value, Issued $4,600,000 USD 0.33%
Weighted Average Number of Shares Outstanding, Diluted 19,791,000 shares 0.28%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $412,738,000 USD 9.5%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $161,164,000 USD 26%
Income Tax Expense (Benefit) $33,652,000 USD 29%
Net Income (Loss) Attributable to Parent $127,512,000 USD 25%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $484,238,000 USD -8.8%
Property, Plant and Equipment, Net $37,884,000 USD 15%
Operating Lease, Right-of-Use Asset $32,804,000 USD -8.6%
Goodwill $40,516,000 USD 0%
Assets $7,014,919,000 USD 4.8%
Liabilities $5,930,399,000 USD 3.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax $7,100,000 USD 50%
Retained Earnings (Accumulated Deficit) $932,042,000 USD 11%
Stockholders' Equity Attributable to Parent $1,084,520,000 USD 11%
Liabilities and Equity $7,014,919,000 USD 4.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $93,189,000 USD 31%
Net Cash Provided by (Used in) Financing Activities $149,467,000 USD -37%
Net Cash Provided by (Used in) Investing Activities $118,213,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $360,869,000 USD 57%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $484,238,000 USD -8.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities $27,677,000 USD -10%
Deferred Tax Assets, Gross $54,238,000 USD 5.6%
Operating Lease, Liability $33,833,000 USD -8.1%
Payments to Acquire Property, Plant, and Equipment $1,629,000 USD -22%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $134,645,000 USD 14%
Lessee, Operating Lease, Liability, to be Paid $42,174,000 USD 5.6%
Property, Plant and Equipment, Gross $119,648,000 USD 1.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two $6,680,000 USD 14%
Lessee, Operating Lease, Liability, to be Paid, Year One $6,907,000 USD 4.5%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 43%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $5,053,000 USD 15%
Lessee, Operating Lease, Liability, to be Paid, Year Three $6,420,000 USD 14%
Deferred Tax Assets, Operating Loss Carryforwards $1,012,000 USD -15%
Unrecognized Tax Benefits $2,799,000 USD -2.2%
Lessee, Operating Lease, Liability, to be Paid, Year Four $5,596,000 USD 4.8%
Additional Paid in Capital $154,978,000 USD 5.5%
Interest Expense $93,284,000 USD 554%