Midland States Bancorp, Inc. financial data

Symbol
MSBI, MSBIP on Nasdaq
Location
Effingham, IL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1,081 % +13.6%
Return On Equity -24.94 % -3.1%
Return On Assets -2.11 % -2.8%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 21,551,721 shares +0.7%
Common Stock, Shares, Outstanding 21,543,557 shares +0.7%
Entity Public Float 466,599,960 USD +11.7%
Common Stock, Value, Issued 215,000 USD +0.47%
Weighted Average Number of Shares Outstanding, Basic 21,863,911 shares +0.87%
Weighted Average Number of Shares Outstanding, Diluted 21,863,911 shares +0.86%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -150,561,000 USD -2.3%
Income Tax Expense (Benefit) 1,601,000 USD -93.4%
Net Income (Loss) Attributable to Parent -152,162,000 USD -2.7%
Earnings Per Share, Basic -7 USD/shares -3.5%
Earnings Per Share, Diluted -7 USD/shares -3.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 166,147,000 USD +36.3%
Property, Plant and Equipment, Net 86,005,000 USD +1.6%
Operating Lease, Right-of-Use Asset 8,500,000 USD -7.6%
Intangible Assets, Net (Excluding Goodwill) 9,619,000 USD -26.3%
Goodwill 7,927,000 USD -95.1%
Assets 6,911,515,000 USD -10.3%
Liabilities 6,327,514,000 USD -8.7%
Accumulated Other Comprehensive Income (Loss), Net of Tax -62,966,000 USD -3.8%
Retained Earnings (Accumulated Deficit) 99,036,000 USD -65.6%
Stockholders' Equity Attributable to Parent 584,001,000 USD -24.3%
Liabilities and Equity 6,911,515,000 USD -10.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 24,700,000 USD -42.7%
Net Cash Provided by (Used in) Financing Activities -76,925,000 USD -1%
Net Cash Provided by (Used in) Investing Activities 39,465,000 USD +46.6%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 21,543,557 shares +0.7%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -12,760,000 USD -1.4%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 166,147,000 USD +36.3%
Interest Paid, Excluding Capitalized Interest, Operating Activities 43,557,000 USD -5.7%
Deferred Tax Assets, Valuation Allowance 287,000 USD +17.6%
Deferred Tax Assets, Gross 86,553,000 USD -2.2%
Operating Lease, Liability 9,779,000 USD -7.1%
Depreciation 4,944,000 USD -0.94%
Payments to Acquire Property, Plant, and Equipment 1,846,000 USD +2.5%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent -154,488,000 USD -2.2%
Lessee, Operating Lease, Liability, to be Paid 11,013,000 USD -8.2%
Property, Plant and Equipment, Gross 148,357,000 USD +4.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1,900,000 USD +4.7%
Lessee, Operating Lease, Liability, to be Paid, Year One 2,012,000 USD +5.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1,234,000 USD -16%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1,847,000 USD +10.4%
Preferred Stock, Shares Issued 115,000 shares 0%
Preferred Stock, Shares Authorized 4,000,000 shares 0%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 1,648,000 USD +1.8%
Operating Lease, Payments 2,091,000 USD -8.9%
Additional Paid in Capital 437,168,000 USD +0.82%
Preferred Stock, Shares Outstanding 115,000 shares 0%
Amortization of Intangible Assets 3,433,000 USD -18%
Deferred Tax Assets, Net of Valuation Allowance 86,266,000 USD -2.3%
Interest Expense 178,999,000 USD +1.1%
Preferred Stock, Par or Stated Value Per Share 2 USD/shares 0%