Christopher R. Britt - Jun 11, 2025 Form 3 Insider Report for Chime Financial, Inc. (CHYM)

Role: CHIEF EXECUTIVE OFFICER, Director
Signature: /s/ Theresa Bloom, by power of attorney
Stock symbol: CHYM
Transactions as of: Jun 11, 2025
Transactions value $: $0
Form type: 3
Date filed: 6/11/2025, 08:55 PM
Next filing: Jun 13, 2025
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Britt Christopher R	CHIEF EXECUTIVE OFFICER, Director	C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO	/s/ Theresa Bloom, by power of attorney	2025-06-11	0002061801

Transactions Table

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Ownership	Footnotes
holding	CHYM	Common Stock						377K	Jun 11, 2025	Direct	F1, F2
holding	CHYM	Common Stock						14.6M	Jun 11, 2025	See footnote	F1, F3
holding	CHYM	Common Stock						500K	Jun 11, 2025	See footnote	F1, F4
holding	CHYM	Common Stock						500K	Jun 11, 2025	See footnote	F1, F5
holding	CHYM	Common Stock						467K	Jun 11, 2025	See footnote	F1, F6
holding	CHYM	Common Stock						467K	Jun 11, 2025	See footnote	F1, F7
holding	CHYM	Common Stock						333K	Jun 11, 2025	See footnote	F1, F8

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
holding	CHYM	Employee Stock Option (Right to Buy)							Jun 11, 2025	Common Stock	2.63M	$7.67	Direct	F9, F10
holding	CHYM	Employee Stock Option (Right to Buy)							Jun 11, 2025	Common Stock	900K	$13.89	Direct	F10, F11
holding	CHYM	Employee Stock Option (Right to Buy)							Jun 11, 2025	Common Stock	700K	$17.35	Direct	F10, F12
holding	CHYM	Employee Stock Option (Right to Buy)							Jun 11, 2025	Common Stock	200K	$17.35	Direct	F10, F12
holding	CHYM	Performance Stock Units							Jun 11, 2025	Common Stock	1M		Direct	F10, F13, F14

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Immediately prior to the completion of the Issuer's initial public offering of Class A Common Stock (the "IPO"), each share of Common Stock shall be reclassified into one share of Class A Common Stock and such shares of Class A Common Stock shall be exchanged at a 1:1 ratio for shares of Class B Common Stock.
F2	These securities are restricted stock units ("RSUs"). Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.
F3	The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.
F4	The shares are held by the Tiger Trust, for which William Gheen III serves as trustee.
F5	The shares are held by held by the Aloha Trust, for which William Gheen III serves as trustee.
F6	The shares are held by the Tiger GRAT, for which William Gheen III serves as trustee.
F7	The shares are held by the Aloha GRAT, for which William Gheen III serves as trustee.
F8	The shares are held by the Reporting Person's spouse.
F9	All of the shares subject to the option are fully vested and exercisable as of the date hereof.
F10	Immediately prior to the completion of the IPO, each share of Common Stock shall be reclassified into one share of Class A Common Stock.
F11	1/48th of the shares subject to the option vested on April 29, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F12	1/48th of the shares subject to the option vested on March 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F13	The performance stock units vest based on the Issuer's stock price performance over a performance period beginning on the first trading day immediately following a 180 calendar day period that begins on (and includes) the first trading day after the IPO and ends on the eighth anniversary of the first trading day after the IPO, subject to the Reporting Person satisfying certain service-based conditions.
F14	Each performance stock unit represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.

Remarks:

Exhibit 24 - Power of Attorney