Christopher R. Britt - Jun 12, 2025 Form 4 Insider Report for Chime Financial, Inc. (CHYM)

Signature
/s/ Theresa Bloom, by power of attorney
Stock symbol
CHYM
Transactions as of
Jun 12, 2025
Transactions value $
-$227,637
Form type
4
Date filed
6/13/2025, 07:37 PM
Previous filing
Jun 11, 2025
Next filing
Sep 10, 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Britt Christopher R CHIEF EXECUTIVE OFFICER, Director C/O CHIME FINANCIAL, INC., 101 CALIFORNIA STREET, SUITE 500, SAN FRANCISCO /s/ Theresa Bloom, by power of attorney 2025-06-13 0002061801

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction CHYM Common Stock Tax liability -$228K -8.43K -2.24% $27.00 368K Jun 12, 2025 Direct F1, F2, F3
transaction CHYM Common Stock Other -368K -100% 0 Jun 13, 2025 Direct F4
transaction CHYM Common Stock Other -14.6M -100% 0 Jun 13, 2025 See footnote F4, F5
transaction CHYM Common Stock Other -500K -100% 0 Jun 13, 2025 See footnote F4, F6
transaction CHYM Common Stock Other -500K -100% 0 Jun 13, 2025 See footnote F4, F7
transaction CHYM Common Stock Other -467K -100% 0 Jun 13, 2025 See footnote F4, F8
transaction CHYM Common Stock Other -467K -100% 0 Jun 13, 2025 See footnote F4, F9
transaction CHYM Common Stock Other -333K -100% 0 Jun 13, 2025 See footnote F4, F10
transaction CHYM Class A Common Stock Other +368K 368K Jun 13, 2025 Direct F2, F4, F11
transaction CHYM Class A Common Stock Other +14.6M 14.6M Jun 13, 2025 See footnote F4, F5
transaction CHYM Class A Common Stock Other +500K 500K Jun 13, 2025 See footnote F4, F6
transaction CHYM Class A Common Stock Other +500K 500K Jun 13, 2025 See footnote F4, F7
transaction CHYM Class A Common Stock Other +467K 467K Jun 13, 2025 See footnote F4, F8
transaction CHYM Class A Common Stock Other +467K 467K Jun 13, 2025 See footnote F4, F9
transaction CHYM Class A Common Stock Other +333K 333K Jun 13, 2025 See footnote F4, F10
transaction CHYM Class A Common Stock Other -15.1K -4.1% 353K Jun 13, 2025 Direct F2, F4, F12
transaction CHYM Class A Common Stock Other -14.6M -100% 0 Jun 13, 2025 See footnote F4, F5
transaction CHYM Class A Common Stock Other -500K -100% 0 Jun 13, 2025 See footnote F4, F6
transaction CHYM Class A Common Stock Other -500K -100% 0 Jun 13, 2025 See footnote F4, F7
transaction CHYM Class A Common Stock Other -467K -100% 0 Jun 13, 2025 See footnote F4, F8
transaction CHYM Class A Common Stock Other -467K -100% 0 Jun 13, 2025 See footnote F4, F9
transaction CHYM Class A Common Stock Other -333K -100% 0 Jun 13, 2025 See footnote F4, F10

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction CHYM Class B Common Stock Other +15.1K 15.1K Jun 13, 2025 Class A Common Stock 15.1K Direct F13, F14
transaction CHYM Class B Common Stock Other +14.6M 14.6M Jun 13, 2025 Class A Common Stock 14.6M See footnote F5, F13, F14
transaction CHYM Class B Common Stock Other +500K 500K Jun 13, 2025 Class A Common Stock 500K See footnote F6, F13, F14
transaction CHYM Class B Common Stock Other +500K 500K Jun 13, 2025 Class A Common Stock 500K See footnote F7, F13, F14
transaction CHYM Class B Common Stock Other +467K 467K Jun 13, 2025 Class A Common Stock 467K See footnote F8, F13, F14
transaction CHYM Class B Common Stock Other +467K 467K Jun 13, 2025 Class A Common Stock 467K See footnote F9, F13, F14
transaction CHYM Class B Common Stock Other +333K 333K Jun 13, 2025 Class A Common Stock 333K See footnote F10, F13, F14
transaction CHYM Employee Stock Option (Right to Buy) Other -2.63M -100% 0 Jun 13, 2025 Common Stock 2.63M $7.67 Direct F15, F16
transaction CHYM Employee Stock Option (Right to Buy) Other +2.63M 2.63M Jun 13, 2025 Class A Common Stock 2.63M $7.67 Direct F15, F16
transaction CHYM Employee Stock Option (Right to Buy) Other -900K -100% 0 Jun 13, 2025 Common Stock 900K $13.89 Direct F15, F17
transaction CHYM Employee Stock Option (Right to Buy) Other +900K 900K Jun 13, 2025 Class A Common Stock 900K $13.89 Direct F15, F17
transaction CHYM Employee Stock Option (Right to Buy) Other -700K -100% 0 Jun 13, 2025 Common Stock 700K $17.35 Direct F15, F18
transaction CHYM Employee Stock Option (Right to Buy) Other +700K 700K Jun 13, 2025 Class A Common Stock 700K $17.35 Direct F15, F18
transaction CHYM Employee Stock Option (Right to Buy Other -200K -100% 0 Jun 13, 2025 Common Stock 200K $17.35 Direct F15, F18
transaction CHYM Employee Stock Option (Right to Buy) Other +200K 200K Jun 13, 2025 Class A Common Stock 200K $17.35 Direct F15, F18
transaction CHYM Performance Stock Units Other -1M -100% 0 Jun 13, 2025 Common Stock 1M Direct F19, F20, F21
transaction CHYM Performance Stock Units Other +1M 1M Jun 13, 2025 Class A Common Stock 1M Direct F20, F21, F22
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id Content
F1 These shares have been withheld by the Issuer, in an exempt disposition to the Issuer under Rule 16b-3(e), to satisfy its income tax withholding and remittance obligations in connection with the net settlement of restricted stock units ("RSUs") pursuant to the Issuer's initial public offering of Class A Common Stock (the "IPO").
F2 Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of an RSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.
F3 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions of each RSU.
F4 Pursuant to a reclassification exempt under Rule 16b-7, each share of Common Stock was automatically reclassified into one share of Class A Common Stock immediately prior to the completion of the IPO.
F5 The shares are held by the Britt Living Trust, for which the Reporting Person serves as trustee.
F6 The shares are held by the Tiger Trust, for which William Gheen III serves as trustee.
F7 The shares are held by held by the Aloha Trust, for which William Gheen III serves as trustee.
F8 The shares are held by the Tiger GRAT, for which William Gheen III serves as trustee.
F9 The shares are held by the Aloha GRAT, for which William Gheen III serves as trustee.
F10 The shares are held by the Reporting Person's spouse.
F11 Certain of these securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.
F12 These securities are RSUs. Each RSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.
F13 Each share of Class B Common Stock is convertible into one share of Class A Common Stock at the option of the holder and has no expiration date.
F14 Following the reclassification of Common Stock into Class A Common Stock, all shares of Class A Common Stock were exchanged at a 1:1 ratio for shares of Class B Common Stock in a transaction previously approved by the Issuer's board of directors.
F15 Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and upon exercise of the option, such shares of Class A Common Stock may be exchanged at a 1:1 ratio for shares of Class B Common Stock at the election of the holder.
F16 All of the shares subject to the option are fully vested and exercisable as of the date hereof.
F17 1/48th of the shares subject to the option vested on April 29, 2023 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F18 1/48th of the shares subject to the option vested on March 15, 2024 and 1/48th of the shares vest monthly thereafter, subject to the Reporting Person's continued service through each vesting date.
F19 Each performance stock unit ("PSU") represents a contingent right to receive one share of the Issuer's Common Stock, subject to the applicable vesting schedule and conditions.
F20 Immediately prior to the completion of the IPO, each share of Common Stock was automatically reclassified into one share of Class A Common Stock and each share of Class A Common Stock issued following the vesting and settlement of a PSU may be exchanged at a 1:1 ratio for a share of Class B Common Stock at the election of the holder.
F21 The performance stock units vest based on the Issuer's stock price performance over a performance period beginning on the first trading day immediately following a 180 calendar day period that begins on (and includes) the first trading day after the IPO and ends on the eighth anniversary of the first trading day after the IPO, subject to the Reporting Person satisfying certain service-based conditions.
F22 Each PSU represents a contingent right to receive one share of the Issuer's Class A Common Stock, subject to the applicable vesting schedule and conditions.