Daniel Stanley Perotti - Oct 22, 2025 Form 4 Insider Report for PennyMac Financial Services, Inc. (PFSI)

Signature
/s/ Derek W. Stark, attorney-in-fact for Mr. Perotti
Stock symbol
PFSI
Transactions as of
Oct 22, 2025
Transactions value $
-$1,509,159
Form type
4
Date filed
10/24/2025, 07:39 PM
Previous filing
Sep 8, 2025

Reporting Owners (1)

Name Relationship Address Signature Signature date CIK
Perotti Daniel Stanley Chief Financial Officer C/O PENNYMAC FINANCIAL SERVICES, INC., 3043 TOWNSGATE ROAD, WESTLAKE VILLAGE /s/ Derek W. Stark, attorney-in-fact for Mr. Perotti 2025-10-24 0001591994

Transactions Table

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Ownership Footnotes
transaction PFSI Common Stock Options Exercise $53.7K +4.76K +47.8% $11.28 14.7K Oct 22, 2025 Direct F1
transaction PFSI Common Stock Sale -$493K -3.78K -25.69% $130.30 10.9K Oct 22, 2025 Direct F2
transaction PFSI Common Stock Sale -$105K -797 -7.28% $131.96 10.1K Oct 22, 2025 Direct F3
transaction PFSI Common Stock Sale -$5.45K -41 -0.4% $132.91 10.1K Oct 22, 2025 Direct F4
transaction PFSI Common Stock Sale -$18.9K -141 -1.4% $133.99 9.96K Oct 22, 2025 Direct F5
transaction PFSI Common Stock Options Exercise $151K +8.35K +83.77% $18.05 18.3K Oct 22, 2025 Direct F6
transaction PFSI Common Stock Sale -$842K -6.47K -35.33% $130.19 11.8K Oct 22, 2025 Direct F7
transaction PFSI Common Stock Sale -$49.9K -379 -3.2% $131.54 11.5K Oct 22, 2025 Direct F8
transaction PFSI Common Stock Sale -$158K -1.2K -10.42% $132.38 10.3K Oct 22, 2025 Direct F9
transaction PFSI Common Stock Sale -$40.7K -304 -2.96% $133.99 9.96K Oct 22, 2025 Direct F10, F11
holding PFSI Common Stock 225K Oct 22, 2025 The Perotti Family Trust

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type Sym Class Transaction Value $ Shares Change % * Price $ Shares After Date Underlying Class Amount Exercise Price Ownership Footnotes
transaction PFSI Nonstatutory Stock Option (Right to Buy) Options Exercise $0 -4.76K -28.67% $0.00 11.9K Oct 22, 2025 Common Stock 4.76K $11.28 Direct F12
transaction PFSI Nonstatutory Stock Option (Right to Buy) Options Exercise $0 -8.35K -37.09% $0.00 14.2K Oct 22, 2025 Common Stock 8.35K $18.05 Direct F13
holding PFSI Nonstatutory Stock Option (Right to Buy) 17.2K Oct 22, 2025 Common Stock 17.2K $24.40 Direct F14
holding PFSI Nonstatutory Stock Option (Right to Buy) 18.1K Oct 22, 2025 Common Stock 18.1K $22.92 Direct F15
holding PFSI Nonstatutory Stock Option (Right to Buy) 13.5K Oct 22, 2025 Common Stock 13.5K $59.68 Direct F16
holding PFSI Nonstatutory Stock Option (Right to Buy) 23.1K Oct 22, 2025 Common Stock 23.1K $35.03 Direct F17
holding PFSI Nonstatutory Stock Option (Right to Buy) 12.9K Oct 22, 2025 Common Stock 12.9K $58.85 Direct F18
holding PFSI Nonstatutory Stock Option (Right to Buy) 35.8K Oct 22, 2025 Common Stock 35.8K $57.10 Direct F19
holding PFSI Nonstatutory Stock Option (Right to Buy) 12.9K Oct 22, 2025 Common Stock 12.9K $60.74 Direct F20
holding PFSI Nonstatutory Stock Option (Right to Buy) 12.5K Oct 22, 2025 Common Stock 12.5K $84.93 Direct F21
holding PFSI Nonstatutory Stock Option (Right to Buy) 12.5K Oct 22, 2025 Common Stock 12.5K $101.76 Direct F22
* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Buy Plan / Sale Plan: These are also open market purchases/sales of shares, but in this case the transaction is part of a trading plan. Rule 10b5-1 allows insiders to setup a trading plan to buy/sell stocks over a certain period of time. Since the purchases/sales are predetermined, this protects the insiders from violating insider trading law.

Transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).

Explanation of Responses:

Id Content
F1 The reported amount consists of 9,964 restricted stock units and 4,763 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.
F2 The price reported is the weighted average price of multiple transactions at prices ranging from $130.00 to $130.38. The reporting person hereby undertakes to provide upon request to the SEC, the Issuer or a security holder of the Issuer the number of common shares of beneficial interest and the prices at which the transactions were effected.
F3 The price reported is the weighted average price of multiple transactions at prices ranging from $131.417 to $132.393. The reporting person hereby undertakes to provide upon request to the SEC, the Issuer or a security holder of the Issuer the number of common shares of beneficial interest and the prices at which the transactions were effected.
F4 The price reported is the weighted average price of multiple transactions at prices ranging from $132.47 to $133.363. The reporting person hereby undertakes to provide upon request to the SEC, the Issuer or a security holder of the Issuer the number of common shares of beneficial interest and the prices at which the transactions were effected.
F5 The price reported is the weighted average price of multiple transactions at prices ranging from $133.996 to $134.00. The reporting person hereby undertakes to provide upon request to the SEC, the Issuer or a security holder of the Issuer the number of common shares of beneficial interest and the prices at which the transactions were effected.
F6 The reported amount consists of 9,964 restricted stock units and 8,347 shares of Common Stock. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.
F7 The price reported is the weighted average price of multiple transactions at prices ranging from $130.00 to $130.95. The reporting person hereby undertakes to provide upon request to the SEC, the Issuer or a security holder of the Issuer the number of common shares of beneficial interest and the prices at which the transactions were effected.
F8 The price reported is the weighted average price of multiple transactions at prices ranging from $131.04 to $131.882 The reporting person hereby undertakes to provide upon request to the SEC, the Issuer or a security holder of the Issuer the number of common shares of beneficial interest and the prices at which the transactions were effected.
F9 The price reported is the weighted average price of multiple transactions at prices ranging from $132.13 to $132.652 The reporting person hereby undertakes to provide upon request to the SEC, the Issuer or a security holder of the Issuer the number of common shares of beneficial interest and the prices at which the transactions were effected.
F10 The price reported is the weighted average price of multiple transactions at prices ranging from $133.992 to $134.00 The reporting person hereby undertakes to provide upon request to the SEC, the Issuer or a security holder of the Issuer the number of common shares of beneficial interest and the prices at which the transactions were effected.
F11 The reported amount consists of 9,964 restricted stock units. The restricted stock units are to be settled in an equal number of shares of Common Stock upon vesting.
F12 This nonstatutory stock option to purchase 4,763 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of March 7, 2017, 2018 and 2019, subject to the Reporting Person's committed service through each date.
F13 This nonstatutory stock option to purchase 8,347 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of March 6, 2018, 2019 and 2020, subject to the Reporting Person's committed service through each date.
F14 This nonstatutory stock option to purchase 17,204 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of March 9, 2019, 2020 and 2021, subject to the Reporting Person's committed service through each date.
F15 This nonstatutory stock option to purchase 18,098 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of March 15, 2020, 2021 and 2022, subject to the Reporting Person's continued service through each date.
F16 This nonstatutory stock option to purchase 13,506 shares of Common Stock of the Issuer is fully vested but subject to certain transfer restrictions that will lapse in one-third increments on each of December 14, 2020, 2021 and 2022, subject to the Reporting Person's continued service through each date.
F17 This nonstatutory stock option to purchase 23,105 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of February 26, 2021, 2022 and 2023, subject to the Reporting Person's continued service through each date.
F18 This nonstatutory stock option to purchase 12,935 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of February 25, 2022, 2023 and 2024, subject to the Reporting Person's continued service through each date.
F19 This nonstatutory stock option to purchase 35,792 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of February 23, 2023, 2024 and 2025, subject to the Reporting Person's continued service through each date.
F20 This nonstatutory stock option to purchase 12,862 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of February 24, 2024, 2025 and 2026, subject to the Reporting Person's continued service through each date.
F21 This nonstatutory stock option to purchase 12,510 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of March 1, 2025, 2026 and 2027, subject to the Reporting Person's continued service through each date.
F22 This nonstatutory stock option to purchase 12,529 shares of Common Stock of the Issuer will vest as to one-third of the optioned shares on each of February 14, 2026, 2027 and 2028, subject to the Reporting Person's committed service through each date.